Start here and we'll tailor the rest of the application to your deal.
🏠
Purchase
Acquiring a property
🔄
Refinance
Property you already own
Please select Purchase or Refinance.
What type of purchase?
🔨
Fix & Flip
Purchase + rehab
🏠
DSCR / Long-Term Rental
Buy & hold
🏖
Short-Term Rental
Airbnb / VRBO
🌇
Bridge / Fast Close
Speed-driven acquisition
🏗
Ground-Up
New construction
🏢
Commercial
5+ units / mixed-use
Please select a loan type.
What type of refinance?
📈
Rate & Term
Lower rate or change term
💰
Cash-Out
Pull equity out
🏢
Commercial
5+ units / mixed-use
Please select a refinance type.
Step 1 of 10
Step 2 of 10
Tell us about the property.
Address and details help us match the right lender from day one.
Property Type
🏠
Single Family
🏚
2–4 Unit
🌛
Condo / TH
🏢
Multifamily 5+
🏙
Mixed-Use
🏛
Commercial
🔨 Fix & Flip — Rehab Details
🏖 Short-Term Rental Details
🏗 Construction Details
Step 3 of 10
About the borrower.
No credit pull at this stage. This helps us structure the right terms.
Required
Required
Required
Required
Required
Vesting / Entity
👤
Personal Name
🏢
LLC
💼
Corporation
📄
Trust
❓
Not Sure Yet
Step 4 of 10
Personal & Employment
Address history, marital status, dependents, and current employment.
Current Address
Prior Address (past 3 years)
Marital Status & Dependents
Current Employment
Employment Status
💼
Employed
🏢
Self-Employed
🌞
Retired
🚫
Not Employed
Step 5 of 10
How would you like to qualify?
Pick the method that fits your situation. Not sure? Select the last option and we'll advise.
📊
DSCR
Qualify on rental income, no personal income needed
🏚
Bank Statements
12 or 24 months personal or business
📋
Full Doc
W-2 and tax returns
📈
P&L Only
CPA-prepared, no tax returns
💰
Asset Utilization
Qualify on liquid assets
🚫
No-Ratio
No income, no DSCR required
❓
Not Sure
Help me figure out the best path
Step 6 of 10
Assets & Real Estate Owned
Helps us understand your reserves and existing portfolio.
Liquid Assets / Reserves
Real Estate Portfolio
Step 8 of 10
Declarations
Standard questions lenders require. Answer honestly — most issues are workable.
Have you declared bankruptcy in the past 7 years?
No
Yes
Have you had a foreclosure or short sale in the past 7 years?
No
Yes
Are there any outstanding judgments against you?
No
Yes
Are you currently a party to any lawsuit?
No
Yes
Are you currently delinquent on any federal debt?
No
Yes
Do you have any existing liens on the subject property?
No
Yes
N/A — Purchase
Step 7 of 10
Important Contacts
Insurance agent and attorney / title info — skip if you don't have these yet.
Insurance Agent
Attorney / Title Company
Step 9 of 10
Demographic Information
Required by federal law for fair lending monitoring. You are not required to provide this information — select "Prefer not to answer" for any section.
Ethnicity
Sex
Race
Step 10 of 10
Review & Submit
Everything look right? David will be in touch same day.
By submitting you confirm this is a business-purpose loan inquiry. Cavendish Capital is not a consumer mortgage lender. Information provided is subject to verification.
✓
Application Received.
Thanks for applying with Cavendish Capital. We will review your file and be in touch ASAP.
What happens next:
We review your application → reach out to discuss your deal → term sheet delivered within 24 hours if it’s a fit.
